SpendSift uses AI to analyze your credit card statements, categorize transactions, and surface insights that help you take control of your finances.
Your privacy is our priority. We extract what matters and delete the rest.
Drop a PDF or CSV credit card statement. The file is encrypted and uploaded for parsing and extraction.
SpendSift reads each transaction, pulling out dates, merchants, and amounts using intelligent document processing.
Right after extraction, your original statement is permanently deleted. We never store your credit card statements.
Using only the extracted transaction data, AI sorts your spending into categories like dining, groceries, travel, and subscriptions. No file needed.
Get spending trends, category breakdowns, and personalized analytics. AI highlights patterns so you can make smarter financial decisions.
Act on your insights to cut unnecessary spending, stay on budget, and keep more money in your pocket.
Powerful tools that turn raw statements into clear, actionable financial insights.
Upload PDF or CSV credit card statements. SpendSift extracts every transaction automatically — no manual entry required.
AI-powered categorization groups your transactions into meaningful categories like dining, groceries, travel, and subscriptions.
Interactive charts reveal spending trends, monthly comparisons, category breakdowns, and day-of-week patterns at a glance.
Track all your credit cards in one place. Compare spending across cards and get a unified view of your finances.
Monitor rewards earned, redeemed, and your current balance. See how much value your cards are actually delivering.
We never store your credit card statements. SpendSift scans the transaction details and immediately deletes the file. Built on secure cloud infrastructure with encryption, authentication and authorization, and strict data isolation.
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SpendSift is helping people understand their spending habits like never before.
“I had no idea how much I was spending on subscriptions until SpendSift broke it all down for me. Game changer.”
“Finally a tool that just reads my statements and tells me where my money goes. The AI categorization is surprisingly accurate.”
“I track 5 credit cards and SpendSift gives me a single dashboard to see everything. The trend charts are incredibly useful.”
SpendSift is a personal finance tool that analyzes your credit card statements to give you a clear picture of your spending habits. Upload your statements, and SpendSift automatically extracts transactions, categorizes them with AI, and generates visual analytics to help you make smarter financial decisions.
Simply upload your credit card statement as a PDF or CSV file. SpendSift uses intelligent document processing for PDF extraction and custom parsers for CSV files to automatically identify and extract every transaction — including date, merchant, amount, and more. No manual data entry needed.
Absolutely. SpendSift never stores your credit card statements — we extract the transaction data and immediately delete the uploaded file. Your data is encrypted at rest and in transit, authentication and authorization are built in, and strict data isolation ensures only you can access your information. We never share your data with third parties.
SpendSift currently supports statements from Chase, American Express, Discover, Capital One, and Citi. We're continuously adding support for more issuers. CSV uploads work with any issuer that provides downloadable transaction data.
Not yet — SpendSift is currently a web application optimized for both desktop and mobile browsers. A native mobile app is on our roadmap for a future release.
SpendSift offers a 30-day free trial with up to 3 credit cards and 3 months of transaction history. After that, Standard is $7.99/month (or $71/year) for up to 5 cards and 1-year history. Premium is $15.99/month (or $142/year) for unlimited cards, forever history, and rewards tracking. No credit card required to start your trial.
AI Insights are personalized, AI-generated observations about your spending patterns. Unlike standard analytics that show you charts and numbers, AI Insights analyze your transaction data to surface things you might miss, like unusual spending spikes, recurring charges creeping up, categories where you spend more than average, or opportunities to save. The free trial includes 3 AI Insights so you can experience the value firsthand. Standard and Premium plans include unlimited AI Insights.
Juggling multiple credit cards makes it easy to lose track of spending, fees, and interest across all of them. SpendSift brings every card together in one place and uses AI to turn raw statement data into clear, actionable insights. Your privacy comes first: we never store your statements or share your data.
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